Michelle Baines

Michelle Baines

Although I have been a mortgage adviser for around 5 years, I have worked in financial services all my working life, most of which was in mortgage servicing. Most recently, I have worked in a popular high street bank locally for 13 years, where I have quite literally done all the jobs, from cashiering, to being a personal banking adviser and a mortgage adviser. I am extremely proud to have served my local community and now continue to do so under MortgagePA. If there is one thing that I feel most passionate about, it’s that people still really need people. Everyone’s story is different, and one size really doesn’t fit all. In an ever increasing digital world, which does not suit everyone, I continue to offer my clients a bespoke and personal service from beginning to end. I am happy to look at all residential and buy-to-let mortgages and associated insurances. I am also an introducer for equity release mortgages. I am a home-based adviser in the Retford area but look after clients nationwide. I am happy to deliver mortgage and protection appointments in a way to suit you, by telephone, video or face to face in my local area. I passionately believe that people need people and good advice is key to ensuring you make the right choices and you understand them, what they mean to you both now and in the future. I have two boys and a crazy cockapoo, so in my spare time I love to be outdoors doing things with them or in a nice pub!

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.